Reference

spinharta Legal: clear rules for your account

spinharta Legal sets out how account access, phone verification, payment records and data requests work before you enter the lobby.

Account access termsPayment record handlingData request pathLocal-law eligibility
spinharta spinharta Legal: clear rules for your account
POLICY HELP ROUTES

Get help with Legal questions

A clear contact path matters when a Legal clause affects your account or wallet status. We direct you to account help for access questions, the cashier receipt path for payment records, and the policy request route for data changes. Keep your account identifier and the relevant transaction reference ready so we can locate the correct record. Where local law permits, you can ask us to clarify a term before using the lobby.

Team online

Account help

Use the account help route when phone verification, eligibility wording or an access decision needs clarification. We will direct your question to the relevant Legal clause and account step.

Receipt checks

For DANA, OVO, GoPay, QRIS, bank transfer or virtual account records, include the payment reference from your cashier receipt. We use it to check status against the correct account.

Data requests

Ask through the policy request path to correct account details, request a copy of retained records or question a retention period. We may verify ownership before making a change.

RECORDS AND SECURITY

How Legal protects your account records

We handle Legal requests through the same account controls used for phone verification and payment matching.

Account identity

Phone verification helps us connect a Legal request to the right account. If access details do not match, we may pause the request until ownership is confirmed.

Payment records

We match DANA, OVO, GoPay, QRIS, bank transfer and virtual account references with the account record used for the transaction, reducing confusion when status is checked.

Cookie settings

Cookies can keep the sign-in path and selected page settings working on your mobile browser or desktop. You can ask account help which cookie purpose relates to a Legal clause.

Data retention

We retain account and transaction records for the period stated in our Legal terms. Ask for the applicable retention wording when you need a record or correction.

Access decisions

Eligibility depends on local law and the account details supplied during verification. We explain the applicable access wording rather than treating a payment receipt as automatic permission.

Change requests

To request a correction or ask about deletion, use the policy request path and identify the record concerned. We verify the request before changing account-linked data.

Answers about spinharta Legal

These Legal answers address the questions you may have before opening an account or asking us to change a record. They cover access, payment references, cookies, retention and contact steps, with eligibility handled where local law permits. If your situation is specific, use the matching support route and include the account or transaction reference available to you.

Our Legal terms describe the account path, phone verification and eligibility checks. Access depends on local law, so you should confirm that the service is available to you before continuing.

Yes. The terms explain how DANA, QRIS and other listed payment references are matched to your account. A receipt confirms a transaction reference, not automatic access where local law restricts it.

Use the policy request path and state whether you want a record copy, correction or retention clarification. We may verify your phone or account details before responding to the request.

Yes. Our Legal wording covers cookies that support sign-in and page settings on mobile browsers and desktop devices. Account help can identify the relevant cookie purpose if you ask.

The applicable retention period is stated in the current Legal terms. Ask through the data request route with the account or payment reference, and we will point you to the relevant wording.

Include your account identifier, the clause or topic concerned, and a DANA, OVO, GoPay, QRIS or bank reference when payment records are involved. This helps us route the request correctly.

Operational wording may be updated when an account or payment process changes. We keep the current Legal version available, so check it before using a changed access or record process.